Company: Q3 Advisors, LLC

Location: Remote (U.S.-based)

Schedule: Full-time

Salary: 💵 $85,000 annually

About Us

Q3 Advisors is a nationally recognized fee-for-service financial planning firm serving high-net-worth individuals and families. We specialize in advanced Roth conversion strategies and comprehensive financial planning without selling financial products or managing investments. Our mission is to help clients uncover blind spots, reduce lifetime taxes, and make confident financial decisions—all without conflict of interest.

Role Overview

The Paraplanner supports Q3 Advisors’ Integration Experience™ (IE) by conducting IE-specific data gathering, maintaining longitudinal client planning context, and building first-pass IE case designs under the direction of the Senior Planner and with quality-control oversight from the Financial Planning Specialist (FPS).

This role is client-facing, but not relationship-owning.

Paraplanners support meetings, gather information, and advance execution — while the Senior Planner remains the primary relationship lead and decision-maker.

Primary ResponsibilitiesIntegration Experience™

Conduct IE-specific data gathering meetings with clients
Prepare clients for IE Annual Reviews and planning discussions
Maintain longitudinal awareness of the client’s planning history
Build first-pass IE case designs based on the Six Pillars framework
Identify gaps, inconsistencies, and planning opportunities for Planner review
Prepare materials for IE Annual Reviews
Attend and support IE meetings led by the Senior Planner
Track execution against prior-year IE recommendations
Update planning models following finalized tax returns

Rothology™

Input data gathered by the Senior Planner during Rothology
Organize client documents and planning inputs

Paraplanners do not:

Design Rothology cases
Collaborate on Rothology strategy
Present Rothology plans to clients

Rothology case design remains the responsibility of the Financial Planning Specialist (FPS).

Client Interaction Expectations

Paraplanners interact with clients in a supporting, professional role, including:

Leading structured data-gathering conversations for IE
Asking clarifying questions to complete planning inputs
Supporting Senior Planners during IE meetings
Explaining process and next steps (not strategy or recommendations)

Paraplanners do not:

Own the client relationship
Make strategic recommendations
Commit Q3 to a course of action

How This Role Works With OthersSenior Planner

Receives direction on IE priorities
Reviews and refines IE case designs
Leads all strategic discussions and decisions

Financial Planning Specialist (FPS)

Reviews IE cases for quality control
Validates assumptions and outputs
Flags issues requiring Planner judgment

SDR / Rothologist

No involvement beyond scheduling logistics

Tax Preparation Team

Provides finalized tax data used in IE models

Decision Rights & Boundaries

This role can:

Gather client information
Build IE planning cases and scenarios
Propose planning ideas for review
Support client meetings

This role cannot:

Decide planning strategy
Make client-facing recommendations
Lead IE Annual Reviews
Commit Q3 to a course of action

What Success Looks Like

A successful Paraplanner:

Builds trust through professionalism and preparation
Gathers accurate, complete client information
Produces clean, consistent IE case builds
Anticipates Planner needs
Supports meetings without dominating them
Reduces rework and downstream confusion

Required Skills & Experience

Strong interpersonal and communication skills
High attention to detail
Analytical mindset
Comfort interacting with high-net-worth clients
Ability to follow structured planning workflows
Interest in tax-aware financial planning
Prior client-facing experience in financial planning, tax, or advisory roles

Preferred:

Paraplanner designation or CFP® coursework

Career Path

This role is designed as a developmental planning role with increasing responsibility.

Potential progression:

Senior Paraplanner / IE Planning Analyst
Financial Planning Specialist (FPS)
Associate Planner (client-facing, with demonstrated readiness)

Advancement is based on:

Planning judgment
Client professionalism
Accuracy and consistency
Ability to support strategy effectively

The client-facing responsibility justifies the upward adjustment.

Compensation & Benefits

💵 Salary Range: $85,000 annually (depending on experience and credentials)

The client-facing responsibility justifies the upward adjustment.

Benefits may include:

Performance-based bonuses
Health, dental, and vision insurance
401(k) with employer match
Paid time off and holidays

Q3 Advisors

New Jobs

Paraplanner