Company: Q3 Advisors, LLC
Location: Remote (U.S.-based)
Schedule: Full-time
Salary: đź’µ $85,000 annually
About Us
Q3 Advisors is a nationally recognized fee-for-service financial planning firm serving high-net-worth individuals and families. We specialize in advanced Roth conversion strategies and comprehensive financial planning without selling financial products or managing investments. Our mission is to help clients uncover blind spots, reduce lifetime taxes, and make confident financial decisions—all without conflict of interest.
Role Overview
The Paraplanner supports Q3 Advisors’ Integration Experience™ (IE) by conducting IE-specific data gathering, maintaining longitudinal client planning context, and building first-pass IE case designs under the direction of the Senior Planner and with quality-control oversight from the Financial Planning Specialist (FPS).
This role is client-facing, but not relationship-owning.
Paraplanners support meetings, gather information, and advance execution — while the Senior Planner remains the primary relationship lead and decision-maker.
Primary ResponsibilitiesIntegration Experience™
- Conduct IE-specific data gathering meetings with clients
- Prepare clients for IE Annual Reviews and planning discussions
- Maintain longitudinal awareness of the client’s planning history
- Build first-pass IE case designs based on the Six Pillars framework
- Identify gaps, inconsistencies, and planning opportunities for Planner review
- Prepare materials for IE Annual Reviews
- Attend and support IE meetings led by the Senior Planner
- Track execution against prior-year IE recommendations
- Update planning models following finalized tax returns
Rothology™
- Input data gathered by the Senior Planner during Rothology
- Organize client documents and planning inputs
Paraplanners do not:
- Design Rothology cases
- Collaborate on Rothology strategy
- Present Rothology plans to clients
Rothology case design remains the responsibility of the Financial Planning Specialist (FPS).
Client Interaction Expectations
Paraplanners interact with clients in a supporting, professional role, including:
- Leading structured data-gathering conversations for IE
- Asking clarifying questions to complete planning inputs
- Supporting Senior Planners during IE meetings
- Explaining process and next steps (not strategy or recommendations)
Paraplanners do not:
- Own the client relationship
- Make strategic recommendations
- Commit Q3 to a course of action
How This Role Works With OthersSenior Planner
- Receives direction on IE priorities
- Reviews and refines IE case designs
- Leads all strategic discussions and decisions
Financial Planning Specialist (FPS)
- Reviews IE cases for quality control
- Validates assumptions and outputs
- Flags issues requiring Planner judgment
SDR / Rothologist
- No involvement beyond scheduling logistics
Tax Preparation Team
- Provides finalized tax data used in IE models
Decision Rights & Boundaries
This role can:
- Gather client information
- Build IE planning cases and scenarios
- Propose planning ideas for review
- Support client meetings
This role cannot:
- Decide planning strategy
- Make client-facing recommendations
- Lead IE Annual Reviews
- Commit Q3 to a course of action
What Success Looks Like
A successful Paraplanner:
- Builds trust through professionalism and preparation
- Gathers accurate, complete client information
- Produces clean, consistent IE case builds
- Anticipates Planner needs
- Supports meetings without dominating them
- Reduces rework and downstream confusion
Required Skills & Experience
- Strong interpersonal and communication skills
- High attention to detail
- Analytical mindset
- Comfort interacting with high-net-worth clients
- Ability to follow structured planning workflows
- Interest in tax-aware financial planning
- Prior client-facing experience in financial planning, tax, or advisory roles
Preferred:
- Paraplanner designation or CFP® coursework

Career Path
This role is designed as a developmental planning role with increasing responsibility.
Potential progression:
- Senior Paraplanner / IE Planning Analyst
- Financial Planning Specialist (FPS)
- Associate Planner (client-facing, with demonstrated readiness)
Advancement is based on:
- Planning judgment
- Client professionalism
- Accuracy and consistency
- Ability to support strategy effectively
The client-facing responsibility justifies the upward adjustment.
Compensation & Benefits
đź’µ Salary Range: $85,000 annually (depending on experience and credentials)
The client-facing responsibility justifies the upward adjustment.
Benefits may include:
- Performance-based bonuses
- Health, dental, and vision insurance
- 401(k) with employer match
- Paid time off and holidays
